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Wholesale and Distribution
Coverage That Keeps Your Business Moving
Wholesale and distribution insurance is a customized package of policies designed to protect businesses that store, handle, and distribute goods including: inventory, equipment, employees, and liability exposures. It covers risks from warehousing, shipping, product handling, and supply chain disruptions.
Core Coverages (not limited to):
- Commercial Property Insurance
- General Liability Insurance
- Product Liability Insurance
- Inland Marine Insurance
- Business Interruption Insurance
- Commercial Auto Insurance
- Workers’ Compensation Insurance
- Equipment Breakdown Insurance
- Spoilage
- Commercial Umbrella/Excess Policy
Optional Coverages (not limited to):
- Cyber Liability Insurance
- Cargo Insurance
- Crime Insurance
- Employment Practices Liability Insurance (EPLI)
Why It’s Important:
- Protects valuable inventory and supply chain assets
- Reduces legal and financial exposure from product liability
- Helps maintain operational continuity during disruptions
- Often required by suppliers, landlords, or transportation partners
