"Exceptional Service. Solid Protection."
Boat & Yacht Insurance
Boat and yacht ownership comes with unique risks that require specialized insurance protection. Whether you own a center console, sportfishing boat, sailboat, or luxury yacht, having the right coverage helps protect your vessel, your liability, and your lifestyle on the water.
Coverage for Recreational Boats & Yachts
We help boat and yacht owners protect their vessels with tailored insurance solutions that may include:
- Hull and machinery coverage (physical damage to your vessel)
- Agreed value or market value settlements
- Liability protection for bodily injury and property damage
- Medical payments coverage
- Uninsured / underinsured boaters coverage
- Personal effects coverage
- Towing and assistance
- Fuel spill and environmental liability
- Wreck removal coverage
- Hurricane haul-out / storm preparation coverage (when available)
Who We Serve
We provide insurance solutions for a wide range of recreational vessel owners, including:
- Center console and offshore fishing boats
- Sportfishing yachts and cruisers
- Sailboats and catamarans
- Pontoon and recreational family boats
- Luxury yachts and high-value vessels
- Seasonal and second-home boat owners
High-Value Marine Insurance Solutions
For higher-value vessels and yacht owners, coverage can extend beyond standard protection to address more complex needs, such as:
- Higher liability limits and umbrella protection
- Crew coverage (where applicable)
- Navigation flexibility for coastal and international waters
- Specialized claims handling and concierge-level service support
Protecting Your Time on the Water
Boat ownership should be about enjoyment and freedom—not uncertainty. The right insurance program helps protect your investment and gives you confidence every time you leave the dock.
Whether you're navigating Florida waters or traveling beyond, JTI can help you find a policy tailored to your vessel and your lifestyle.
Contact us today to request a quote or review your current boat or yacht insurance coverage.
