Artisan contractors face unique risks on every job—from property damage and equipment loss to accidental injuries and client disputes. Artisan Contractor Insurance provides tailored protection for skilled tradespeople, helping safeguard your business, your tools, and your reputation.
This coverage is designed for specialty trades such as electricians, plumbers, HVAC technicians, carpenters, masons, roofers, painters, flooring installers, and other hands-on professionals who work on residential, commercial, or new-construction projects.
What This Coverage Includes
Artisan Contractor Insurance combines multiple essential coverages into one customized package built around the way you work:
- General Liability Insurance
Protects your business from third-party injuries, property damage, and completed operations claims.
- Property & Tools Coverage
Covers your materials, tools, equipment, and supplies—whether at the job site, in transit, or stored in your shop or vehicle.
- Inland Marine / Contractor’s Equipment
Protects higher-value tools, machinery, and mobile equipment essential to your trade.
- Workers’ Compensation
Provides coverage for employee injuries and helps you meet state requirements.
- Commercial Auto Insurance
Covers vehicles used to transport tools, materials, and crew members.
- Installation Floater
Protects materials and work in progress until a project is completed and handed over.
- Umbrella / Excess Liability
Adds an additional layer of protection beyond your primary liability limits.
- Optional Coverages
- Employment Practices Liability
- Cyber Liability
- Bonds (License, Permit, Performance & Payment)
Why Artisan Contractors Need This Coverage
- Protects your business from job-site accidents and costly claims
- Safeguards your tools and equipment from theft, fire, and damage
- Meets contract, licensing, and project insurance requirements
- Helps maintain your reputation and keep projects on schedule
- Supports business continuity when unexpected losses occur
Built for Trades. Built for Your Business.
Whether you’re an independent contractor or part of a growing team, Artisan Contractor Insurance provides the protection you need to work confidently, secure more projects, and keep your business moving forward.