Marine insurance provides coverage for the loss or damage of ships, cargo, terminals, and any transport or cargo by which goods are transferred between points—whether by sea, air, or land. It is essential in international trade and logistics, covering both ocean and inland transport risks.
Main Types of Marine Insurance (not limited to):
- Ocean Marine Insurance
- Protection and Indemnity (P&I) Insurance
- Hull Insurance
- Cargo Insurance
- Freight Insurance
- Inland Marine Insurance
Why It’s Important:
- Protects financial investment in cargo and vessels during transit.
- Essential for businesses involved in global trade, logistics, or shipping.
- May be required by lenders, customs, or international trade agreements.
Marine Industry Workers’ Compensation & Maritime Coverage
Working in the marine industry comes with unique risks, from dockside operations and vessel maintenance to offshore projects. Marine contractors require specialized insurance to protect employees, comply with federal regulations, and safeguard the business from costly claims.
Key Coverages
- Workers’ Compensation
Covers on-the-job injuries for employees working on land-based or nearshore marine projects. Provides medical care, wage replacement, and benefits required by state law.
- United States Longshore & Harborworkers’ (USL&H) Coverage
Protects employees injured while performing maritime work on navigable waters, docks, or shipyards. Essential for longshoremen, deckhands, shipyard workers, and others exposed to waterfront hazards.
- Jones Act Coverage
Provides protection for seamen and vessel employees injured during service on navigable waters. Ensures compliance with federal maritime law and offers remedies for lost wages, medical expenses, and damages.
Why It Matters for Marine Industry Employers
- Protects your crew whether they are onshore, dockside, or aboard vessels
- Ensures compliance with federal maritime regulations and state workers’ compensation laws
- Reduces financial exposure from workplace injuries, claims, and legal disputes
- Helps maintain a safe and professional operation in high-risk marine environments
Specialized Protection for Marine Trade Contractors
From dockside repairs to full-service boat maintenance, Marine Industry Artisan Contractor Insurance is designed to keep your business secure, compliant, and ready for any project. Work with confidence knowing your tools, employees, and work sites are fully protected.
Protect your business with coverage designed for marine contractors:
- Job-site accident and liability protection in marine environments
- Safeguards tools, equipment, and materials
- Meets contract, client, and regulatory requirements
- Supports uninterrupted operations and protects your reputation
Key Coverages:
- Property Insurance
- General Liability
- Commercial Auto
- Contractors Equipment & Installation Floater
- Workers’ Compensation (including USL&H)
- Umbrella / Excess Liability
Marine Manufacturer & Boat Dealer Insurance
Protect your high-value vessels, skilled workforce, and state-of-the-art facilities with specialized insurance designed for marine manufacturers and boat dealers.
Key Benefits:
- Coverage for property, tools, and production equipment
Protection against product liability, workplace incidents, and professional errors (Errors & Omissions)
- Transit and builders risk for vessels under construction or in inventory
- Optional umbrella, pollution, and specialized coverages
With tailored protection at every stage—from production and sales to delivery—our solutions let you focus on building, selling, and servicing exceptional vessels with confidence.