"Exceptional Service. Solid Protection."
Florist Insurance
Coverage Designed for Flower Shops, Floral Designers & Delivery Businesses
Florists face unique risks every day — from customer injuries and property damage to spoiled inventory, refrigeration breakdown, delivery exposures, and lost income after a claim.
Florist insurance helps protect your business, equipment, inventory, vehicles, and daily operations so you can stay focused on serving your customers.
Whether you run a neighborhood flower shop or a floral business focused on weddings and events. We can help you find coverage designed for your business - request a quote today
Coverage options may include:
- General Liability – Helps protect against customer injuries and property damage claims
- Commercial Property – Covers your shop, equipment, displays, furniture, and improvements
- Business Personal Property – Protects flowers, plants, supplies, gift items, and inventory
- Business Interruption – Helps replace lost income after a covered loss
- Equipment Breakdown – Covers floral coolers, refrigeration units, and key equipment
- Spoilage Coverage – Helps protect perishable floral inventory from temperature-related loss
- Commercial Auto – Covers vehicles used for flower deliveries and business use
- Inland Marine – Protects arrangements, décor, and equipment while in transit or off-site
- Workers’ Compensation – Helps cover employee work-related injuries
- Cyber Liability – Protects against data breaches, ransomware, and cyber-related losses
